Mortgage Rip-Offs and Money Savers by Carolyn Warren (2007, Paperback)

EVERYONE needs to read this book. It tells you everything you need to do to be well informed about fees before you get your loan (how to look out and compare origination fees, application fees and yield spread premiums for starters), while you are getting your loan (like watch for changes in the original agreement ie: pre-payment penalties and additional junk fees) and even after you get your loan like in the case of a refi. This book was such an easy read I finished it in one night. But, it is so full of important information that I have to also describe it as dense. Easy, yet dense. This book is useful to anyone from home hunting high school grads to savvy MBAs because they don't teach this even in grad school. Why? The mortgage industry keeps us in the dark to make lots of $ off of us. Be prepared to save lots of money and get smarter. The book will pay for itself. I was also able to ask questions to the author - who responded!!!
As they say on ebay... A+++++